Country Guides

Medical Cover in Canada

If you're considering relocating long-term to Canada you may have already arranged employment and accommodation, but you may not have given so much thought to what might happen if you needed access to medical cover once you arrive. Aetna Global Benefits (AGB) can help arrange full health insurance plans suited to your individual needs.

Vaccinations

Canada is a generally safe and healthy country, and no vaccinations are necessary before entering the country.

Health Care

Canada's federal, publically-funded health care system, Health Canada, operates through the ten provincial and three territorial health insurance plans, and offers Canadian citizens essential health care, though many Canadians opt for supplemental private health insurance to make sure they are covered for all eventualities. The level of cover varies between provinces, but basic medical aid is provided across Canada, with the patient's regional health board being billed for the cost of treatment. The only exception is Quebec, where non-residents may have to pay up-front for treatment, later sending the receipt to their local health ministry for reimbursement.

All Canadian citizens, and immigrants with permanent resident status, must apply to their provincial or territorial health department for a Health Card. This allows access to a doctor, prescriptions and visits to hospital emergency rooms. New residents may have to wait up to three months before becoming eligible for provincial health cover, so it's important that you consider arranging private health insurance in advance.

Political Concerns

Canada is a peaceful, democratic country, and there are no political problems to concern visitors.

Other Risks

If you're moving to a more remote area of Canada, you may find yourself commuting long distances to work, and medical assistance likewise may be some distance away.

Heavy snow and ice in winter can present serious hazards for drivers, and special care should be taken when travelling in more remote or wilderness areas.

Winter sports fans should be aware of the threat of avalanches, and note that skiing, snowboarding or riding skidoos on closed trails is unsafe. Bear attacks are a risk in wilder areas and extreme caution should be taken to avoid a confrontation with these highly territorial and immensely strong creatures.